Citizens Home Loan


Finance to existing home loan customers seeking additional finance for purpose of furnishing/ refurnishing, purchase of household appliance/ items etc.

Interest rate: 12.00%-18.00%

Eligibility Criteria:

>All salaried or self-employed Nepalese Citizen having a regular source of income.
>The land and/or building to be purchased or constructed should have a minimum of 8 ft motorable road.
>In case of self employed individuals, the business must be in operation for a minimum of two years.
>The applicant must be at least 18 years and should not exceed 65 years at the time of maturity.
>Third party collateral, other than the property of the borrower or borrowers' undivided family, will not be acceptable